Data privacy

Data protection declaration of the Finance Network - FNI in accordance with EU GDPR

 

I. Name and address of the person responsible

The person responsible within the meaning of the General Data Protection Regulation and other national data protection laws of the member states as well as other data protection regulations is the association:

 

Finance Network - FNI eV

c / o Chair of General Business Administration, Financing and Banking

On the Schanz 49

Germany - 85049 Ingolstadt

Phone: +49 (0) 841-1281 4887

Mail: info@financenetwork.de

Website: www.financenetwork.de

 

The contact person for data protection is the board of the association.

 

 

II. General information on data processing

1. Scope of processing of personal data

In principle, we only process personal data of our users insofar as this is necessary to provide a functional website and our content and services. The processing of personal data of our users takes place regularly only with the consent of the user. An exception applies in those cases in which prior consent cannot be obtained for factual reasons and the processing of the data is permitted by law.

 

 

2. Legal basis for the processing of personal data

Insofar as we obtain the consent of the data subject for the processing of personal data, Article 6 (1) (a) of the EU General Data Protection Regulation (GDPR) serves as the legal basis.

 

When processing personal data that is necessary for the performance of a contract to which the data subject is a party, Article 6 (1) (b) GDPR serves as the legal basis. This also applies to processing operations that are required to carry out pre-contractual measures.

Insofar as the processing of personal data is necessary to fulfill a legal obligation to which our company is subject, Article 6 (1) (c) GDPR serves as the legal basis.

In the event that vital interests of the data subject or another natural person require the processing of personal data, Article 6 (1) (d) GDPR serves as the legal basis.

If processing is necessary to safeguard a legitimate interest of our company or a third party and if the interests, fundamental rights and freedoms of the data subject do not outweigh the first-mentioned interest, Article 6 (1) (f) GDPR serves as the legal basis for processing.

 

 

3. Data deletion and storage duration

The personal data of the data subject will be deleted or blocked as soon as the purpose of storage no longer applies. Storage can also take place if this has been provided for by the European or national legislator in Union regulations, laws or other provisions to which the person responsible is subject. The data will also be blocked or deleted if a storage period prescribed by the standards mentioned expires, unless there is a need for further storage of the data for the conclusion or fulfillment of a contract.

 

 

III. Provision of the website and creation of log files

1. Description and scope of data processing

Every time you visit our website, our system automatically collects data and information from the computer system of the calling computer or mobile device.

The following data is collected:

 

(1) Information about the browser type and the version used

(2) The user's operating system

(3) The user's internet service provider

(4) The user's IP address

(5) Date and time of access

(6) Websites from which the user's system reached our website

(7) Websites that are accessed by the user's system via our website

 

The data is also stored in the log files of our system. A storage of this data together with other personal data of the user does not take place.

 

 

2. Legal basis for data processing

The legal basis for the temporary storage of the data and the log files is Art. 6 Para. 1 lit.f GDPR.

 

 

3. Purpose of data processing

The temporary storage of the IP address by the system is necessary to enable the website to be delivered to the user's computer. To do this, the user's IP address must be saved for the duration of the session.

 

The storage in log files takes place in order to ensure the functionality of the website. In addition, we use the data to optimize the website and to ensure the security of our information technology systems. An evaluation of the data for marketing purposes does not take place in this context.

 

Our legitimate interest in data processing according to Art. 6 Para. 1 lit.f GDPR lies in these purposes.

 

 

4. Duration of storage

The data will be deleted as soon as they are no longer required to achieve the purpose for which they were collected. In the case of data collection for the provision of the website, this is the case when the respective session has ended.

 

If the data is stored in log files, this is the case after seven days at the latest. Any further storage is possible. In this case, the IP addresses of the users are deleted or alienated so that it is no longer possible to assign the accessing client.

 

 

5. Opposition and removal option

The collection of the data for the provision of the website and the storage of the data in log files is essential for the operation of the website. There is consequently no possibility of objection on the part of the user.

 

 

IV. Use of cookies

1. Description and scope of data processing

Our website uses cookies. Cookies are text files that are stored in the internet browser or by the internet browser on the user's computer system. When a user calls up a website, a cookie can be stored on the user's operating system. This cookie contains a characteristic string of characters that enables the browser to be clearly identified when the website is called up again.

 

We use cookies to make our website more user-friendly. Some elements of our website require that the calling browser can also be identified after changing pages.

We also use cookies on our website that enable an analysis of the surfing behavior of the users. In this way, the following data can be transmitted:

 

(1) Entered search terms

(2) Frequency of page views

(3) Use of website functions

 

The user data collected in this way is pseudonymised by technical precautions. It is therefore no longer possible to assign the data to the calling user. The data is not stored together with other personal data of the user.

 

When you visit our website, an information banner informs you about the use of cookies for analysis purposes and refers you to the privacy policy. In this context, there is also an indication of how the storage of cookies can be prevented in the browser settings. Furthermore, cookies that are not essential can be activated or deactivated.

 

We use the following cookies for this:

(1) Name: HS / Type: essential / Duration: Session / Purpose: for security reasons

(2) Name: svSession / Type: essential / Duration: 2 years / Purpose: User Registration

(3) Name: XSRF token / type: essential / duration: session / purpose: for security reasons

(4) Name: smSession / Type: essential / Duration: Session / Purpose: Registration of internal area

 

Further information is available on the following website .

 

 

2. Legal basis for data processing

The legal basis for the processing of personal data using cookies is Article 6 (1) (f) GDPR.

 

The legal basis for the processing of personal data using technically necessary cookies is Art. 6 Para. 1 lit. f GDPR.

The legal basis for the processing of personal data using cookies for analysis purposes is Article 6 (1) (a) GDPR if the user has given his / her consent.

 

 

3. Purpose of data processing

The purpose of using technically necessary cookies is to simplify the use of websites for users. Some functions of our website cannot be offered without the use of cookies. For this it is necessary that the browser is recognized even after changing pages.

 

We need cookies for the following applications:

(1) Reference to the data protection declaration when you visit the website for the first time

(2) Acceptance of language settings

(3) Remembering search terms in the Questions & Answers area

The user data collected by technically necessary cookies are not used to create user profiles.

 

The analysis cookies are used to improve the quality of our website and its content. The analysis cookies tell us how the website is used and so we can continuously optimize our offer.

 

The website uses Google Analytics, a web analysis service from Google Inc. (“Google”). Google Analytics uses "cookies" (see above). The information generated by the cookie about your use of this website is usually transmitted to a Google server in the USA and stored there.

However, we have activated the IP anonymization function on this website so that your IP address is shortened beforehand by Google within member states of the European Union or in other contracting states of the Agreement on the European Economic Area. The full IP address will only be sent to a Google server in the USA and shortened there in exceptional cases.

On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on website activity and to provide the website operator with other services relating to website activity and internet usage. The IP address transmitted by your browser as part of Google Analytics will not be merged with other Google data.

Our legitimate interest in the processing of personal data in accordance with Art. 6 Para. 1 lit. f GDPR lies in these purposes.

 

4. Duration of storage

Cookies are stored on the user's computer and transmitted to our site from there. As a user, you therefore have full control over the use of cookies.

5. Opposition and removal option

You can deactivate or restrict the transmission of cookies by changing the settings in your internet browser. Cookies that have already been saved can be deleted at any time. This can also be done automatically. If cookies are deactivated for our website, it is possible that not all functions of the website can be used in full.

 

The transmission of Flash cookies cannot be prevented via the settings of the browser, but by changing the settings of the Flash Player.
 

V. Newsletter

1. Description and scope of data processing

You can subscribe to a free newsletter on our website. When registering for the newsletter, the data from the input mask is transmitted to us.

 

The input mask consists of the fields first name, last name and email address.

 

In addition, the following data can be collected when registering:

 

(1) IP address of the calling computer

(2) Date and time of registration

 

For the processing of the data, your consent is obtained as part of the registration process and reference is made to this data protection declaration.

 

In connection with the data processing for the dispatch of newsletters, the data is not passed on to third parties. The data will only be used to send the newsletter.

 

 

2. Legal basis for data processing

The legal basis for processing the data after the user has registered for the newsletter is Article 6 (1) (a) GDPR if the user has given his / her consent.

 

 

3. Purpose of data processing

The collection of the user's email address is used to deliver the newsletter.

 

The collection of other personal data as part of the registration process serves to prevent misuse of the services or the email address used.

 

 

4. Duration of storage

The data will be deleted as soon as they are no longer required to achieve the purpose for which they were collected. The user's email address is therefore stored for as long as the subscription to the newsletter is active.

 

The other personal data collected during the registration process are usually deleted after a period of seven days.

 

 

5. Opposition and removal option

The user concerned can cancel the subscription to the newsletter at any time. There is a corresponding link in every newsletter for this purpose.

 

This also enables you to revoke your consent to the storage of the personal data collected during the registration process.

 

 

VI. Registration as a club member

1. Description and scope of data processing

On our website, we offer users the opportunity to register as a member by providing personal data. The data is entered in an input mask and transmitted to us and stored. The data is passed on to third parties as part of the club's own magazine management to educational partners. Only the minimum required data is passed on. The data (first) name, address and email address will be forwarded for the purpose of sending the magazine. The following data is collected during the registration process:

 

• Surname

• First name

• E-mail address

• Phone number

• address

• Date of birth

• Membership fee

• IBAN

• BIC

• name of the bank

• Acknowledgment and acknowledgment of the data protection declaration, legal framework documents and newsletters (notification of changes in legal framework documents)

 

At the time of registration, the following data can also be saved:

(1) IP address
(2) Date and time of registration

As part of the registration process, the user's consent to the processing of this data is obtained.

 

2. Legal basis for data processing

If the user has given his / her consent, the legal basis for processing the data is Article 6 (1) (a) GDPR.

 

If the registration serves to fulfill a contract to which the user is a party or to carry out pre-contractual measures, the additional legal basis for the processing of the data is Article 6 (1) (b) GDPR.

 

3. Purpose of data processing

Registration of the user is required to fulfill a recording contract with the user or to carry out pre-contractual measures. The registration corresponds to an application for membership.

 

 

4. Duration of storage

The data will be deleted as soon as they are no longer required to achieve the purpose for which they were collected.

 

This is the case during the registration process to fulfill a contract or to carry out pre-contractual measures when the data is no longer required for the execution of the contract. Even after the conclusion of the contract, it may be necessary to save the member's personal data in order to comply with contractual or legal obligations.

 

5. Opposition and removal option

According to the statutes, users have the option of terminating membership in the association. You can have the data stored about you changed at any time.

 

If the data is required to fulfill a contract or to carry out pre-contractual measures, premature deletion of the data is only possible if there are no contractual or legal obligations to prevent deletion.

 

 

VII. Contact form and email contact

1. Description and scope of data processing

There is a contact form on our website that can be used to contact us electronically. If a user makes use of this option, the data entered in the input mask will be transmitted to us and saved. These data are:

• First and Last Name

• E-mail address

• message

At the time the message is sent, the following data is also stored:

(1) IP address of the user
(2) Date and time of registration

For the processing of the data, your consent is obtained as part of the sending process and reference is made to this data protection declaration.

 

Alternatively, you can contact us using the email address provided. In this case, the user's personal data transmitted with the email will be saved.

 

In this context, the data will not be passed on to third parties. The data will only be used to process the conversation.

 

2. Legal basis for data processing

If the user has given his / her consent, the legal basis for processing the data is Article 6 (1) (a) GDPR.

 

The legal basis for the processing of the data that is transmitted in the course of sending an email is Article 6 (1) (f) GDPR. If the aim of the email contact is to conclude a contract, the additional legal basis for processing is Art. 6 Para. 1 lit. b GDPR.

 

 

3. Purpose of data processing

The processing of the personal data from the input mask serves us only to process the contact. If you contact us by e-mail, there is also the necessary legitimate interest in processing the data.

The other personal data processed during the sending process serve to prevent misuse of the contact form and to ensure the security of our information technology systems.

 

 

4. Duration of storage

The data will be deleted as soon as they are no longer required to achieve the purpose for which they were collected. For the personal data from the input mask of the contact form and those that were sent by email, this is the case when the respective conversation with the user has ended. The conversation is ended when it can be inferred from the circumstances that the matter in question has been finally clarified.

 

The additional personal data collected during the sending process will be deleted after a period of seven days at the latest.

 

 

5. Opposition and removal option

The user has the option to revoke his consent to the processing of personal data at any time. If the user contacts us by email, he can object to the storage of his personal data at any time. In such a case, the conversation cannot be continued.

 

The user can request the deletion of the data given in the contact form at any time. In this case, all personal data stored in the course of contacting us will be deleted.

 

 

VIII. Rights of the data subject

The following list includes all rights of the data subjects under the GDPR. Rights that are not relevant for your own website do not have to be mentioned. In this respect, the list can be shortened.

If your personal data is processed, you are affected within the meaning of the GDPR and you have the following rights vis-à-vis the person responsible:

1. Right to information

You can request confirmation from the person responsible as to whether we are processing personal data relating to you.

If such processing is available, you can request the following information from the person responsible:

(1) the purposes for which the personal data are processed;

(2) the categories of personal data that are processed;

(3) the recipients or the categories of recipients to whom the personal data relating to you have been disclosed or are still being disclosed;

(4) the planned duration of the storage of your personal data or, if specific information is not available, criteria for determining the duration of storage;

(5) the existence of a right to correct or delete your personal data, a right to restrict processing by the person responsible or a right to object to this processing;

(6) the right to lodge a complaint with a supervisory authority;

(7) all available information about the origin of the data if the personal data are not collected from the data subject;

(8) the existence of automated decision-making including profiling in accordance with Art. 22 Para. 1 and 4 GDPR and - at least in these cases - meaningful information about the logic involved and the scope and intended effects of such processing for the data subject.

 

You have the right to request information as to whether the personal data relating to you are being transmitted to a third country or to an international organization. In this context, you can request to be informed about the appropriate guarantees in accordance with Art. 46 GDPR in connection with the transmission.

 

 

2. Right to rectification

You have a right to correction and / or completion vis-à-vis the person responsible if the processed personal data concerning you is incorrect or incomplete. The person responsible must make the correction immediately.

 

 

3. Right to restriction of processing

You can request that the processing of your personal data be restricted under the following conditions:

 

(1) if you dispute the correctness of the personal data concerning you for a period of time that enables the person responsible to check the correctness of the personal data;

 

(2) the processing is unlawful and you refuse to delete the personal data and instead request that the use of the personal data be restricted;

 

(3) the person responsible no longer needs the personal data for the purposes of processing, but you need them to assert, exercise or defend legal claims, or

 

(4) if you have objected to the processing in accordance with Art. 21 Paragraph 1 GDPR and it has not yet been determined whether the legitimate reasons of the person responsible outweigh your reasons.

 

If the processing of your personal data has been restricted, this data - apart from its storage - may only be used with your consent or for the purpose of asserting, exercising or defending legal claims or protecting the rights of another natural or legal person or for reasons of important public interest processed by the Union or a Member State.

If the processing restriction has been restricted according to the above conditions, you will be informed by the person responsible before the restriction is lifted.

 

 

4. Right to cancellation

a) Obligation to delete

You can request the person responsible to delete the personal data relating to you immediately, and the person responsible is obliged to delete this data immediately if one of the following reasons applies:

(1) The personal data relating to you are no longer necessary for the purposes for which they were collected or otherwise processed.

(2) You revoke your consent on which the processing was based in accordance with Article 6 (1) (a) or Article 9 (2) (a) GDPR, and there is no other legal basis for the processing.

(3) You object to the processing in accordance with Art. 21 Paragraph 1 GDPR and there are no overriding legitimate reasons for the processing, or you object to the processing in accordance with Art. 21 Paragraph 2 GDPR.

(4) The personal data concerning you have been processed unlawfully.

(5) The deletion of your personal data is necessary to fulfill a legal obligation under Union law or the law of the member states to which the person responsible is subject.

(6) The personal data relating to you was collected in relation to information society services offered in accordance with Art. 8 Para. 1 GDPR.

 

b) Information to third parties

If the person responsible has made the personal data concerning you public and is obliged to delete it in accordance with Art. 17 Paragraph 1 GDPR, he shall take appropriate measures, including technical measures, to take into account the available technology and the implementation costs, to make the data processing responsible who process the personal data, that you, as the data subject, have requested them to delete all links to this personal data or copies or replications of this personal data.

 

c) Exceptions

The right to erasure does not exist if processing is necessary

(1) to exercise the right to freedom of expression and information;

(2) To fulfill a legal obligation that requires processing under the law of the Union or the Member States to which the person responsible is subject, or to perform a task that is in the public interest or in the exercise of official authority that is transferred to the person responsible has been;

(3) for reasons of public interest in the area of ​​public health in accordance with Article 9 Paragraph 2 lit. h and i and Article 9 Paragraph 3 GDPR;

(4) for archiving purposes in the public interest, scientific or historical research purposes or for statistical purposes according to Art. 89 Para. 1 GDPR, insofar as the right mentioned under section a) is likely to make the realization of the objectives of this processing impossible or seriously impair it, or

(5) for the establishment, exercise or defense of legal claims.

 

5. Right to be informed

If you have asserted the right to correction, deletion or restriction of processing against the person responsible, the person responsible is obliged to notify all recipients to whom the personal data concerning you have been disclosed of this correction or deletion of the data or restriction of processing, unless this turns out to be impossible or involves a disproportionate effort.

You have the right vis-à-vis the person responsible to be informed about these recipients.

 

6. Right to data portability

You have the right to receive the personal data concerning you, which you have provided to the person responsible, in a structured, common and machine-readable format. You also have the right to transfer this data to another person responsible without hindrance from the person responsible to whom the personal data was provided, provided that

(1) the processing is based on consent in accordance with Article 6 (1) (a) GDPR or Article 9 (2) (a) GDPR or on a contract in accordance with Article 6 (1) (b) GDPR and

(2) the processing is carried out using automated procedures.

In exercising this right, you also have the right to have the personal data relating to you transmitted directly from one person in charge to another person in charge, insofar as this is technically feasible.
This must not impair the freedoms and rights of other people.

The right to data portability does not apply to the processing of personal data that is necessary for the performance of a task that is in the public interest or takes place in the exercise of official authority that has been transferred to the person responsible.

 

7. Right to Object

You have the right, for reasons that arise from your particular situation, to object at any time to the processing of your personal data, which is based on Art. 6 Para. 1 lit. e or f GDPR; this also applies to profiling based on these provisions.

The person responsible will no longer process the personal data concerning you unless he can prove compelling legitimate reasons for the processing that outweigh your interests, rights and freedoms, or the processing serves to assert, exercise or defend legal claims.

If the personal data relating to you are processed in order to operate direct mail, you have the right to object at any time to the processing of the personal data relating to you for the purpose of such advertising; this also applies to profiling insofar as it is associated with such direct advertising.

If you object to processing for direct marketing purposes, the personal data relating to you will no longer be processed for these purposes.

In connection with the use of information society services - regardless of Directive 2002/58 / EC - you have the option of exercising your right of objection by means of automated procedures in which technical specifications are used.

 

 

8. Right to revoke the declaration of consent under data protection law

You have the right to withdraw your declaration of consent under data protection law at any time. Revoking your consent does not affect the legality of the processing carried out on the basis of your consent up to the point of revocation.

 

9. Automated decision in individual cases including profiling

You have the right not to be subjected to a decision based solely on automated processing - including profiling - which has legal effects on you or which significantly affects you in a similar manner. This does not apply when making the decision

(1) is necessary for the conclusion or performance of a contract between you and the person responsible,

(2) is permissible on the basis of legal provisions of the Union or of the member states to which the person responsible is subject and these legal provisions contain appropriate measures to safeguard your rights and freedoms as well as your legitimate interests or

(3) takes place with your express consent.

However, these decisions may not be based on special categories of personal data according to Art. 9 Paragraph 1 GDPR, unless Art. 9 Paragraph 2 lit. a or g GDPR applies and appropriate measures have been taken to protect your rights and freedoms and your legitimate interests .

With regard to the cases mentioned in (1) and (3), the person responsible shall take appropriate measures to safeguard the rights and freedoms and your legitimate interests, including at least the right to obtain intervention by a person on the part of the person responsible, to express their own point of view and heard on contesting the decision.

 

10. Right to complain to a supervisory authority

Without prejudice to any other administrative or judicial remedy, you have the right to lodge a complaint with a supervisory authority, in particular in the member state of your place of residence, your place of work or the place of the alleged violation, if you are of the opinion that the processing of your personal data is against violates the GDPR.

The supervisory authority to which the complaint was lodged informs the complainant about the status and the results of the complaint, including the possibility of a judicial remedy in accordance with Art. 78 GDPR.